IRMAA Group is an educational company and is NOT affiliated with the Social Security Administration or Medicare. If you are trying to reach the government sites, visit their websites directly.
Home IRMAA News Contact Us Learn What is IRMAA Why It Matters How It Works Who Is Affected FAQ Deep Dives 2026 IRMAA Brackets How to Appeal IRMAA Avoidance Strategies MAGI Explained Tools Advisors IRMAA Calculator IRMAA Report Get Your Report

Disclaimer

Last updated: April 2026

Educational Purpose Only

All content published on irmaagroup.com and irmaareport.com is provided for general educational and informational purposes only. Nothing on this website constitutes financial, tax, investment, or legal advice. IRMAA Group is not a registered investment advisor, broker-dealer, tax advisor, or attorney.

No Professional Relationship

Use of this website does not create a professional relationship of any kind between you and IRMAA Group. The information provided is general in nature and may not apply to your specific circumstances. Always consult a qualified financial advisor, tax professional, or attorney before making decisions based on any content found on this site.

Accuracy of Information

While IRMAA Group makes every effort to ensure that the information on this site is accurate and up to date, Medicare rules, IRMAA brackets, income thresholds, and surcharge amounts change annually. We cannot guarantee that all content reflects the most current information at the time you read it. Always verify figures directly with the Social Security Administration or Medicare.gov.

IRMAA Report

The IRMAA Report is an educational document. It is not a determination of your actual Medicare premiums. Your actual IRMAA surcharge is calculated by the Social Security Administration based on your tax return data. The IRMAA Report is intended to help you understand your potential exposure and have more informed conversations with your financial advisor or tax professional.

Not a Licensed Medicare Counselor or Insurance Agent

IRMAA Group is not a licensed Medicare counselor, insurance agent, broker, or SHIP (State Health Insurance Assistance Program) counselor. We do not sell, recommend, or enroll individuals in any Medicare plan or insurance product. Nothing on this website should be construed as Medicare counseling or insurance advice. For free, unbiased Medicare counseling, contact your state SHIP program at shiphelp.org or call 1-800-MEDICARE.

Limitation of Liability

IRMAA Group, its owners, employees, and contributors are not liable for any damages, losses, or costs arising from your use of or reliance on the information provided on this website. This includes, but is not limited to, direct, indirect, incidental, or consequential damages resulting from decisions made based on content found on irmaagroup.com or irmaareport.com.

External Links

This website may contain links to third-party websites. IRMAA Group does not endorse or take responsibility for the content, accuracy, or practices of any external sites. Links are provided for convenience and informational purposes only.

Forward-Looking Statements

Any projections, estimates, or forward-looking statements on this site are based on publicly available data and reasonable assumptions. They are subject to change and should not be relied upon as guarantees of future results or outcomes.

Changes to This Disclaimer

IRMAA Group reserves the right to update or modify this disclaimer at any time without prior notice. Changes take effect immediately upon publication on this page. We encourage you to review this disclaimer periodically.

If you have questions about this disclaimer, please contact us at info@irmaagroup.com.